AMERICAN TRUCKING and TRANSPORTATION INSURANCE COMPANY, a RISK RETENTION GROUP

We are pleased that you have expressed interest in our innovative trucking insurance program.  We invite you to review the following summary of the key components.  Please contact us with any questions or comments you may have.  We look forward to working with you on your insurance needs.

American Trucking and Transportation Insurance Company, a Risk Retention Group (hereinafter "ATTIC, RRG") is a member-owned risk retention group admitted as a captive insurer in the State of Montana.  ATTIC, RRG is currently approved to underwrite auto, cargo, and general liability risks for the trucking industry.  In addition to Montana, ATTIC, RRG is approved to conduct business in 44 states.

ATTIC, RRG was formed in September 2002 by two trucking companies desiring to create a strategic insurance alignment with other top safety-minded trucking companies with the objective of gaining complete control of their insurance programs.  ATTIC, RRG believes that the costs of insurance for trucking companies can be manageable.  By partnering safety-minded trucking companies together and sharing risk, each company can stabilize their insurance rates over the long-term, increase their control over claim management and loss control, and reduce the administrative cost impact on their liability rates.

The following pages set out the program components of ATTIC, RRG.  Please call Ken Crippen if you have any questions as you review this material.


ATTIC, RRG can write policies in Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, and Wyoming.